FAQ - Realta with PK
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FREQUENTLY ASKED QUESTIONS

Answers to the questions
we hear most often.

Everything You Need to Know About Realta with PK

1. What exactly is your Learn & BuyTM model?

Learn & BuyTM is where you learn PK’s data system and get the Property Investment Accelerator course, and we secure the property alongside you. You see how every decision is made, so you walk away knowing the property and the knowledge. The aim is that you will never need us again.

Not at all. If you would rather not learn any of it, choose Done For You and we handle everything. Learning is an option we offer, never a condition.
It is our second brand, built for cashflow rather than growth. Through the CAT StrategyTM we help you turn the equity you have built into monthly income using commercial property, rooming houses, granny flats and established businesses.

CAT stands for Cashflow Acceleration Technique (CAT StrategyTM). Build the equity, convert it into assets that pay you every month, then let that income fund the next one. Repeated properly, it compounds.

Usually Learn & BuyTM, because equity is the fuel for everything that comes after it. If you already hold property and want that equity working harder, Private Wealth is the right conversation. We will tell you honestly which one fits.

We teach you the method instead of guarding it, so you can eventually buy without us. We are paid only by you, never by sellers or developers, which means we can honestly tell you when something is wrong. And every recommendation comes from a dedicated research team, with around 73% of what we buy secured before it is publicly listed.

The “Done For You” buyer agency service fees is $17,500 plus GST. The Learn & BuyTM service which includes the Buyer’s Agency and PK’s Property Investment Accelerator course is $22,500 plus GST (Includes a $500 Discount) then buying the two things separately. PK Private Wealth offering start at $20,000 plus GST and depend on the specific strategy and complexity of services.

Then we go back to the drawing board, and it costs you nothing to do so. We re examine what did not sit right, widen the search, and keep going until you are genuinely happy. You will never be pushed toward a property just to get something over the line.
Learn & BuyTM Residential

Buying With Knowledge

1. I do not really know where to start. Is that a problem?

Not at all. That is how most people arrive. We start with a conversation about your income, your goals and your timeline, then explain in plain English what is realistically possible.

Yes, and it is one of the things we are known for. The trick is knowing which affordable areas are genuinely growing rather than just cheap, which is exactly what the research is for.
Doing it properly on your own without a data system or mentor can take hundreds of hours. With us it is closer to a few, because the searching, checking, negotiating and paperwork all sit with our team.
Then choose Learn and BuyTM . You sit in on the decisions, see the numbers, and learn the data system and method as we buy alongside you, so the next one can be yours alone.
You pay us and nobody else does. We never take commissions or kickbacks from sellers or developers, which is why our advice can only ever point one way.
PK Private Wealth

Building Your Wealth

1. What does The CAT Strategy™ actually stand for?

Cashflow Acceleration Technique. Build the equity, convert it into assets that pay you monthly, then let that income fund the next purchase. It is deliberately simple, because complicated strategies are the ones people abandon.

No. Plenty of people arrive having built their portfolio entirely on their own or with someone else. What matters is that you have equity or capital sitting there doing very little.

It genuinely depends which of the four you choose. A granny flat is a fraction of what a commercial building needs. We map real options against your actual position on the first call rather than quoting a number that means nothing.

Different, and we will not pretend otherwise. Commercial can take longer to re let. Rooming houses carry compliance obligations. Businesses depend on people. We manage each of those openly, and we will tell you when something does not suit you.

Often yes, particularly commercial property. If you run a business, your fund can own the premises and your business can lease it from you. We bring in the right specialists rather than guessing.

Usually after, not instead. Residential equity is the fuel for most of this. If you are still early, the honest answer is to keep building first, and we will say so.
Commercial

Commercial Investment Insights

1. How much deposit do I actually need?

Commercial lending usually wants more than residential, often around 30 to 35% of the purchase price. That surprises people, so we put your real numbers on the table during the first conversation rather than later.

This is the genuine risk and we will not talk around it. Commercial can take longer to re let than a house. We manage it by being fussy up front about the tenant, the lease length and the location, and by making sure you are never relying on a single month of rent.
It means the tenant pays the running costs. Council rates, insurance, maintenance and often land tax. You collect rent instead of constantly paying bills out of it.
Often yes, and it is one of the more powerful moves available. If you own a business, your fund can own the building and your business becomes the tenant. We bring in the right accountants and advisers to structure it properly.
It is a different game rather than a harder one, and most of our commercial clients came straight from residential. We walk you through the differences until it feels obvious instead of intimidating.
Relationships, mostly, plus a research team that keeps watch on lease expiries and owners who may be ready to sell. A meaningful share of what we buy never reaches the open market.
Rooming Houses

Rooming House Investment

1. Do I need a licence to run one?

In most states yes, along with minimum standards covering safety, amenity and management. The requirements vary by state and by council, so we confirm exactly what applies to your specific property before you commit to anything.

Sometimes, but not always. It depends on the property itself, the zoning and the local council. Checking that honestly is the first thing we do, and we will tell you plainly if the answer is no rather than taking you further.
Yes, and we would rather say that upfront than have you discover it later. More tenants means more management and more wear. A specialist manager can run it for you, but it will never be as hands off as one family on a long lease.
Compliance is the main one, followed by tenant turnover and higher maintenance. The mitigation is doing it correctly from the start, with the right property, the right licensing and the right manager rather than cutting corners.
Rooming houses usually deliver a stronger yield on a much smaller entry price, but demand more of your attention. Commercial is far more hands off with a larger deposit. Plenty of our clients eventually own both.
Generally something with enough bedrooms and living space, in the right zone, close to transport, work or study. We assess that first because there is no point discussing returns on a property that will never be approved.
Granny Flats

Granny Flat Investment

1. Can I build one on any block?
No, and this is the single most important thing to check first. Minimum block size, setbacks, access and drainage all matter, and the rules differ by state and council. We assess feasibility before you spend anything on design.
In many areas yes, but some councils restrict secondary dwellings to family members only. It is one of the first things we confirm for your particular address, because it changes the entire business case.
Usually, though how much depends on the area and the quality of the build. In some cases the valuation uplift exceeds what the build cost. We would never promise that without looking at your specific situation.
Most commonly through equity in the existing property, sometimes through a construction loan. We work through the structure so the repayments and the new rent line up sensibly rather than leaving you stretched.
Feasibility and council approvals are usually the longest part and vary considerably between councils. The build itself is comparatively quick. We give you a realistic timeline once we know which council we are dealing with.
Different rather than better. A granny flat is a much smaller commitment and uses land you already own. Another property gives you a second growth asset. We will talk through which genuinely suits your position.
Business Buying

Business Acquisition Insights

1. How much money do I actually need?
It varies enormously depending on the business and how you fund it. Many buyers use a mix of savings, lending and sometimes support from the seller. We map realistic options against your position early rather than after you have fallen in love with something.
Often not. Plenty of good businesses come with a team and systems that keep running regardless. We factor in the handover and training period, and we only match you with something you are genuinely capable of running.
That is exactly what we are for. We go through the accounts, the legals, the customers, the lease and the staff and get an independent view on value. If the story and the numbers do not line up, we tell you to walk away.
It is one of the first things we test. We look at how concentrated the customer base is, how much depends on personal relationships, and what handover period is needed to protect it.
Usually a few months from the first conversation to handover, depending on the business and what the checks uncover. We keep it moving without rushing the part that protects you.
Yes. The first few months matter most, so we stay close through the handover and help you settle in with the team, the suppliers and the systems.
PPOR Advocacy

What home buyers ask us first

1. Should I buy my own home first, or an investment?

It depends on your borrowing capacity and on where you actually want to live. If you cannot afford to buy there yet, rentvesting works. You buy an investment somewhere the data supports, and rent where you want to be. We will tell you honestly which one fits your position.

Established homes in proven suburbs give you known land values and infrastructure already there. Building saves stamp duty, because you only pay it on the land. It also carries construction risk and delays. We model both against your timeline before you decide.

Yes. We look for structurally sound homes in good suburbs that need cosmetic work. You modernise it while you live in it, and the value lifts. Because it is your own home, that growth is generally tax free.

You can move out of your home, rent it out for up to six years, and still keep the full capital gains tax exemption. Move back in genuinely before the six years are up and the clock resets. It is the single most useful rule in Australian property.

No. A married or de facto couple can only nominate one main residence at a time. If you claim two, the exemption gets split between you, or you carry part of the tax. Get advice before you structure it that way.

The 2026 Federal Budget tightened negative gearing. From July 2027, people who own established residential property can no longer offset their rental losses against their wages. If your plan depends on that deduction, speak to your accountant now rather than in 2027.

You can, and it is one of the most expensive mistakes we see. The redrawn money buys a private asset, so that interest is not deductible. You end up with a messy, part deductible loan and an accountant’s bill to untangle it.

Vendor Advocacy

Selling With Confidence

1. What exactly does a vendor advocate do?

We represent you, the seller, for the whole sale. We appraise your property, select and appoint the right sales agent, negotiate their commission, set the price and marketing strategy, manage the campaign and drive the negotiation through to settlement.

Our fee comes out of the agent commission rather than your pocket, so you pay roughly what you would have anyway.

No, and that is deliberate. We choose and manage the best sales agent to sell your specific asset, which means we can be completely honest about their performance rather than defending our own.

On evidence. Recent results for something like yours, the strategy they propose, their fees and how they handle pressure. Then we negotiate their terms on your behalf.
That is completely fine. We can work with them, review what they are proposing, and still manage the campaign so that your interests come first throughout.
As early as possible, ideally before you have spoken to any agents. The pricing and strategy decisions made in the first two weeks tend to shape the entire result.
Yes. Selling a business involves different buyers, different valuations and a very different negotiation, which is exactly why having somebody experienced sitting on your side matters.
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