🚨 My client Zaem moved to Australia with just $30,000. Eight years later, he’s built a $3.4 million property portfolio.
When Zaem and his wife started their jobs in Australia, they had just $18,000 left in the bank.
Today, Zaem has completed 7 property transactions in around 2 years, including buying 3 investment properties, selling 2 investments and his previous home, and upgrading into a new family home.
And the numbers are impressive.
Inside Zaem's $3.4 Million Property Portfolio
Property 1, WA
Bought for $338,000 in 2023, despite 26 competing offers.
Typical values in the area were already around $430,000 to $440,000.
Just over 2 years later, it has grown approximately 74.6%, with a rental yield around 7.7%.
No renovation. No value add. Just buying the right property at the right time.
Property 2, WA through SMSF
Bought for $338,000 in July 2024.
Around 1.5 years later, it had grown approximately 35.5%, while producing a 7.4% rental yield.
New Melbourne home
Zaem spent around 6 months finding the right home because he wanted to combine family requirements with investment fundamentals.
Within roughly 3 months of settlement, it had already increased around 9.3%.
That equity could potentially be used to fund another investment.
Property 3, regional Victoria
This one is particularly interesting.
It was an off market property with a typical area value around $680,000.
Zaem initially negotiated it to $505,000, then renegotiated it again to just $495,000.
By October, the typical value in the area had increased to around $744,000.
Starting rental yield is approximately 5.1%, without doing any renovation or value add.
When to Sell an Investment Property
But perhaps the biggest lesson from Zaem’s story isn’t about buying.
It’s also knowing when to SELL.
He sold an underperforming Melbourne investment around break even because the capital could be better deployed into the family home he actually wanted.
That’s opportunity cost.
Sometimes holding a property forever isn’t the smartest strategy.
Property Investing Should Give You Choices
And Zaem’s philosophy is something more investors should remember:
Don’t obsess about owning 5, 8 or 10 properties just because it looks impressive on Instagram.
Property investing should give you choices, flexibility and a better life.
Zaem still prioritises family, lifestyle and holidays rather than sacrificing everything simply to accumulate more properties.
From $18,000 to $3.4 Million: Data, Not Hope
From $18,000 in the bank to a $3.4 million portfolio.
Not by buying anything and hoping.
By using data to know where to buy, what to buy, when to buy and sometimes when to sell.
Where could you be 5 to 10 years from now if you started making those decisions today?
Book a Free Discovery Call With Realta with PK
If you would like to understand which markets our research team is currently active in and whether a property in Melbourne or elsewhere in Australia makes sense for your situation right now, book a free 60-minute Discovery Call with our team.
There is no obligation and no cost. Just an honest conversation about your goals, your budget and what the data actually shows about where the best opportunities are right now.
Co-Founder | The Educator & Mentor
I’m also a property investor with a $27m+ debt-free portfolio of residential & commercial property, generating over $300k+ net annual passive income.
I help people from all over Australia, by accessing a unique strategy that combines high growth high cashflow residential property, alongside highly profitable property development projects to help accelerate their passive income. I typically work with families, young over-achievers, and new Buyers Agents who want a predictable, DATA-led system to grow wealth and Passive Income.